There are a few misunderstandings about registered retirement savings plans (RRSP) and tax-free saving accounts (TFSA), so this post is to compare and contrast these two investment vehicles.

You may notice that you have gift cards that you can not use, or do not want. And let’s face it, sometimes you just want the cash, here’s how you can get rid of these cards and trade them in for money.

My 2006 Honda is starting to show signs of ageing, I need to adjust my budget so that I can buy a new car when the time comes. I am now looking at electric vehicles (EV) and since they are quite expensive, I need to save up, here is how I am budgeting for a new car.

Personal finance tools that make it easy to see how much you are spending

Here’s how to rock around the Christmas tree without racking up the Christmas debt

I had so many questions about pensions, I am breaking down the differences in this blog.

1:1 interview with music executive Theda Sandiford on her money perspective

I went to my first mortgage burning party, here is what I learned about paying off a mortgage sooner

Known in Montreal as the Happiness Entrepreneur, Chia-Yi Tung is a leader in “exporting” Quebec in Asian markets. She shares her thoughts on home ownership as a way to financial freedom.

Tori Dunlap, a Seattle-based money speaker and coach shares her thoughts how she is planning to save $100k by the time she is 25.

While it may be tempting to go splurge the funds on a TV, but there are definitely better ways you can use your tax refund

The 6 steps to take if/when you win the lottery

Just in time for Father’s Day, here are the top 5 money moves I leaned from my Dad

Here are some ideas on how to allocate your monthly income

This got me thinking about what happens if you only pay off the minimum on your credit card…

So the Christmas tree is gone, the decorations are back in storage and you are back at work – now when you look at your pocketbook, you realized that you overspent this holiday season.

When I was young, I would say around ten years old; my dad taught me two magic words – compound interest. Yes at that time interest rates were 12%... ahh the good old days.

We’ve all been there, the washing machine breaks down, there is an issue with the car, and we need to put the bill on a credit card. There is nothing wrong with that, but if we don’t have the funds to pay for the bill, we are just pushing ourselves further into debt.

So there I was in my favourite clothing store in Fairview, and when I was ready to pay, the gal behind the counter said a few magic words: “Would you like to save an extra 20% today by applying for a [enter store name here] credit card?”

So I was out last night for dinner with my good friend Lynette and the discussion moved towards finances, as it often does! She asked about the differences between RRSPs, TFSAs and RRIFs. So here is a primer: