Emergency Fund Calculator

Prepare for life's surprises with our free Emergency Fund Calculator. An emergency fund does more than just cover job loss—it protects you from unexpected expenses without the need to rely on debt or compromise your financial goals. Find out how much you should set aside to stay financially secure in any situation.

Monthly Fixed Expenses
Fixed expenses are recurring monthly bills, like rent or mortgage payments.
Total Fixed Expenses: $0
Monthly Variable Expenses
Variable expenses are flexible and can be adjusted based on needs.
Total Variable Expenses: $0
Monthly Debt Repayments
Total Debt Repayments: $0
Total Monthly Expenses: $0
Total Emergency Fund Needed: $0